获得小企业贷款比以往任何时候都容易

Many business owners think that pursuing a traditional bank loan or business line of credit is too time consuming. At Fora Financial, 我们知道你的时间很宝贵, 因此，我们使我们的小澳门十大老品牌网赌信誉平台过程简短而简单.

使用你的商业贷款数额，你想怎样

No business is the same; while your business may require new equipment, 另一个企业需要完成库存订单. We provide you with necessary business financing, and you choose how to use it!

找到适合你的业务

我们知道，小企业贷款并不是“一刀切”的.' With flexible requirements, loan amounts, and terms, you'll receive a small business financing option that's tailor-made for you.

了解我们的小企业主贷款

你想知道小企业贷款是如何运作的吗? Watch this quick video to learn about how our business financing can benefit your operations!

Fora Financial的商业融资细节

小企业贷款的好处:

Working Capital from $5K – $750K
商业贷款期限长达15个月
Flexible Payments
Early Payoff Discounts
No Collateral Required
Free, No Obligation Quote

商业贷款非常适合以下行业:

Construction
Medical
Auto
Wholesale
Manufacturing

如何使用您的定期贷款-没有限制

Pay Your Taxes
Purchase Inventory
Upgrade Equipment
Hire Staff
Invest in Advertising
Expand Your Operations
Have Cash for Payroll
Pay for Renovation Costs
Fill Cash Flow Gaps

看看我们的客户是怎么评价我们的:

如何获得商业贷款

完成十大老牌网赌信誉平台商业贷款申请

Complete our one-page application, 提交三个月的银行结算单, and get approved within 24 hours.

Receive a Quick Business Loan

Funds get deposited directly into your business bank account in as little as 72 hours from approval.

Utilize Our Secure Portal

Monitor all transactions in real-time, using our state-of-the-art proprietary software.

Small Business Loan Requirements*

At least 6 months in business
$12,000 minimum in gross sales
No open bankruptcies

Get Started

*满足最低要求并不保证资金.

Small Business Loan Comparison

At Fora Financial, we pride ourselves on providing our customers secure, personalized business loans.

想看看我们能不能胜任竞争? Check out the chart below:

	Fora Financial	Most Banks	Competitors
High Approval Rate
Perfect Credit Score Not Required
Early Payoff Discounts
Receive Financing Quickly
Minimal Paperwork Required
Renewal Benefits
谘询融资方式

关于如何获得商业贷款你应该知道的一切

At Fora Financial, we understand that your business’s finances are important to you.

That’s why we want to provide you with as much information about how to apply for a small business loan as possible. Keep reading to learn more about our business loan program, and about this type of loan in general.

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Why Fora Financial Customer Service Questions to Ask Preparing Your App Requirements Benefits Uses Other Products

金融企业贷款为何能脱颖而出

在Fora Financial，我们希望看到您的业务取得成功. 这就是为什么我们的企业贷款产品是灵活的. Whether it’s terms up to 15 months or early payoff discounts as low as 10 cents on the dollar, 我们的目标是确保您的企业拥有所需的资金.

Fora Financial对客户服务的承诺

When applying for any type of business loan, it should be a personal experience. And once you receive your loan, this level of customer service must continue. 这就是我们在Fora Financial努力做的事情.

Throughout the financing process, you’ll receive focused attention from our staff. First, 你将与我们一位知识渊博的资本专家合作, 谁能回答你关于融资过程的问题.

Once you receive your loan, our customer service team will be there to assist you. They’ll provide you with information about your repayment process and connect you with a renewal representative when you’re ready for more financing.

申请商业贷款前要问自己的3个问题:

1. 我为什么需要商业贷款，我将如何使用贷款资金?

Before applying, you should review your business plan so that you can determine how you'll utilize the financing. 你是否有损坏的设备需要修理, a need to meet payroll, or do you have expansion plans?
Knowing how you want to use your small business's working capital loan will help you determine how quickly you need it, the desired loan amount, 以及你愿意支付的费用.

2. 我有未偿债务要偿还吗?

It's important to consider existing debt, whether it be from business credit cards or previous loans. 如果你不打算把你的资金用于债务整合, it will be challenging to repay a new loan while also paying off other debts.
So, if you still have significant debt to pay off, we suggest waiting before you apply for a loan. You’ll likely feel more comfortable repaying a loan if you aren't obligated to make other debt payments at the same time.

3. 我是否完全了解贷款申请流程?

Before submitting your application, you should review the lender’s qualifications. 您可以在下面查看我们的资金需求.

如何准备你的小企业贷款申请

在递交申请前，请先拟备所需文件. We require your business’s three most recent bank statements and our one-page application to get started. Depending on other factors, 一些在线贷款人可能会要求提供一个月至今的银行对账单, annual revenues, tax returns, P&L and balance sheet.

Once approved, 我们要你的驾驶执照, a void check, 还有公司的所有权证明. To speed up the process, we suggest that you prepare these documents ahead of time.

Business Financing Requirements

We want to ensure that our valued applicants fully understand why we have the requirements that we do. For instance, we require that businesses be operational for at least 6 months before we’ll provide them with a loan. 这是为了确保你的生意已经起步, have a use for the capital, 并且能够负责地处理付款.

Businesses typically qualify for our products if they make more than $12,000 a month in gross sales. We have this prerequisite because we don’t want to provide financing to a business if the repayment process will be too difficult for them to handle while meeting other responsibilities (such as paying rent or purchasing inventory).

In addition, 我们不与公开破产的企业合作, 或过去一年内被驳回的破产案. We strive to collaborate with businesses that have an overall healthy financial situation.

为什么小企业主能从贷款中获益

获得贷款可以改变你的生意!

To date, we’ve provided more than 25,000 businesses nationwide with financing. These business owners have shared with us how receiving a loan positively affected their operations. 以下是一些融资可以帮助你的企业繁荣发展的方法:

你会有足够的钱来满足你的任何需求:

在Fora Financial，我们不限制您使用贷款的方式. 无论是购买设备还是支付员工工资, 你可以随心所欲地为你的事业投资.

你可以提高你的信用评分:

When you receive a business loan and repay it on schedule, this can boost your credit score. 及时偿还贷款和其他账单很重要, 所以，如果你有兴趣提高你的信用评分，可以考虑一下.

You'll have growth opportunities:

With extra financing, your business can pursue strategic opportunities such as opening a new location, hiring staff, or offering more inventory.

It brings peace of mind:

Having a business loan ensures that you’ll have money available for emergencies or exciting plans. That means a lot when you’re responsible for keeping your business afloat!

How to Use a Business Loan

有很多方法可以利用商业贷款来发展你的业务. 以下是一些你可以花费额外资金的方法:

Marketing:

你想获得更多的客户? 将你的贷款用于营销项目可能对你来说是正确的选择. You can invest in branded materials, social media campaigns, or test other marketing ideas.

Payroll:

一旦你得到一笔贷款，你就可以把它作为工资成本. You'll be able to breathe easy knowing you can pay your valuable employees.

Expansion:

If your business is experiencing significant growth, it might be time to expand your business! With additional financing, you can increase your space or unveil new product and service options.

Paying bills:

You likely have consistent bills that you must pay to keep your doors open and your lights on. Once you receive a small business loan, you’ll have funds available to use for making bill payments.

Cash flow:

Many of the business owners we work with use their loan as cash flow stability. With added cash flow, you can pay for ongoing business expenses while having additional cash to use for other costs.

Inventory:

你担心库存不够吗? With a business loan, 你就能支付库存订单了, 同时你还有资金用于其他业务领域.

Renovations:

Whether its equipment upgrades, interior updates, or exterior projects, 总有一天你会需要做些调整. Without making these updates, 你可能会让你的生意陷入危险, 所以考虑把你的贷款用在这个地区.

Taxes:

It can be challenging to pay taxes while keeping your business up-and-running. Luckily, if you have a loan, you’ll be able to pay your taxes without taking away funds from your day-to-day operations.